The company is also the entity that receives the premium for the policy. हेल्थ इन्शुरन्स एक प्रकार का बीमा योजना है जिसमें बीमाधारक को अपने आपात चिकित्सा में आर्थिक रूप से सहायता मिलती है। बीमाधारक के चुने गए हेल्थ इन्शुरन्स में सर्जिकल. Insurance Companies Networked Cashless Hospital List; Aditya Birla Health Insurance: 10,000+ Bajaj Allianz General Insurance: 8,000+ Cholamandalam MS General Insurance You can find below some of the best Mediclaim policies in India that you can find on Bajaj Markets. New India Assurance Senior Citizen Mediclaim Policy. These amounts will exclude the amount of GST paid. Basically, the head of the family or the earning member is the one protected by this scheme. each member of the family is covered under a single plan and sum assured can be claimed by any member of the family. Senior citizens are given extra benefits under the Senior Citizen Mediclaim Policy. Our liability for expenses incurred towards Maternity, shall be restricted to INR 50,000 for Plan A and INR 1,00,000 for Plan B. Although there are many mediclaim policies offered by different insurance companies, below are some of the best mediclaim policies in India that you can consider buying: Mediclaim Policies. Invest in a long-term medical insurance plan so that you get continued coverage without any hassle. On positive diagnosis of COVID-19 in a Government authorized diagnostic centre as per terms and conditions. Step 2: Click on the Super Top-up Health Insurance policy. 10 lakhs. 3. Center. CLAIM. The Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY) Designed to cater to the health insurance requirements of the bottom 40 per cent of the population of the country, in terms of income levels, the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a government health insurance scheme that provides medical insurance. View Plan: Reliance Critical. Specific Illness Waiting Period: There’s a 90 days to 4-year waiting period for a list of diseases which is a mandate before you can start claiming. LTD, Regd. Family health insurance plans in India, Health Insurance policy & Mediclaim policy in hindi, All above points will be describe in this vedio. This coverage only covers one person for mediclaim and other hospitalization benefits. Family Health Insurance; Health Insurance for NRIs; Senior Citizen Health Insurance; Health Insurance for Parents; Best Health Insurance Plans; Maternity Insurance; Health Insurance Portability; Mediclaim Policy; Critical Illness Insurance; Health Insurance Calculator; Health Insurance Companies; Health Insurance Claim; Motor Insurance बेस्ट फैमिली हेल्थ इन्शुरन्स प्लान 2021. The cashless medical insurance for family will be helpful and ensure that nothing is to be paid in the cash up to the sum insured. Lower Premiums – Health plans are available for a lower premium online as insurance companies save a lot on operational costs. निम्नलिखित पंक्तियों में हेल्थ इन्शुरन्स योजनाओं के प्रमुख लाभ प्रस्तुत किये गए है: पॉलिसी का सुनिश्चित राशि (रुपये में) 5,00,000. Total annual premium = ₹ 6,446, daily premium (6,446/365 = 18 (rounded up)). Basis Mediclaim Health Insurance; Coverage: A mediclaim plan only covers hospitalization, accident-related treatment, and pre-existing conditions up to a certain maximum. The best Health Insurance Plans for family in India are mentioned below: Health Insurance Plans. Cheers for Your Good Health with No Claim Bonus. As we are aware, having a child comes with its own joys and expenses. This health insurance policy is for Bank of India account holders or card holders, in tie up with National Insurance company Limited. So, we can choose the best mediclaim policy online and secure our family. It. 5 lakh and the policy comes with a room rent capping of Rs. Congenital diseases covered post waiting period. In the document the word ‘You’, ‘Your’ means the all the members covered under the Policy. Oriental Happy Family Floater Mediclaim Plan. So, if you want to plan a family next. In the event that you (or a covered family member) need medical care, this medical insurance plan with a sum insured of Rs. एचडीएफसी ऑप्टिमा रिस्टोर- फैमिली प्लान (HDFC Optima Restore- Family Plan) 2. There are two main types of mediclaim policies in India. Mediclaim and health insurance policy is different. Highlights of New India Assurance - Asha Kiran Policy. build a productive nationHDFC ERGO offers you a wide range of family health insurance plans. Watch this video to know more#Healthcare #Mediclaim. No premium loading for adverse claim experience. The Proposer can choose Sum Insured from INR 1,2, 3. Under options ‘a’ & ‘b,’ you have to enter the amounts of the health insurance premium and preventive health check-up. Maximum Entry Age is 65years for all members. Upon a natural death, the family is compensated at 30000 rupees. एक मेडिक्लेम पॉलिसी (Mediclaim Policy) एक प्रकार की हेल्थ इंश्योरेंस पॉलिसी है जहां इंश्योरेंस कंपनी इन्सोर्ड व्यक्ति द्वारा उनकी मेडिकल. Total annual premium = ₹ 6,446, daily premium (6,446/365 = 18 (rounded up)). Care Saksham - Policy Terms and Conditions. ‘We’, ‘Our’, ‘Us’ means The New India Assurance Co. Family Floater Coverage. 3. 2,100 on insurance policies. As you grow old, the insurance premium gradually increases. Their policies offer a wide range of benefits. LIC's Health Insurance Plans. Note that this criterion is meant as an overview; actual details. HDFC Ergo - Optima secure. Basically, the head of the family or the earning member is the one protected by this scheme. Therefore, you need not worry at all should you need emergency transit to a hospital. For Sum Insured of Rs. To include children in Family health insurance plans, their age eligibility is 90 days. Bajaj Allianz Health Insurance: The insurance company has over 6500 network hospitals where policyholders can get cashless LASIK eye surgery. HEALTH INSURANCE IN INDIA According to the World Health Organization (WHO), in 2011, India has spent only 3. u66010dl1947goi007158 happy family floater policy 2021 we value your health & your wealth. 5 lakh health insurance policy can cover up to Rs. Sarang invests 6% of his monthly salary, i. Mediclaim Insurance Policy (Rajasthan Hindi Granth Academy) from 12-02-2019 to 11-02-2020: Download: Mediclaim Insurance Policy (University of Rajasthan) from 05-02-2019 to 04-02-2020. Launched by the Kerala government in 2017, this particular insurance policy targets the inter-state labourers in Kerala, who are without medical coverage. 44,450/-, when they are covered under a single policy. Senior Citizen Health Insurance is a type of health insurance plan that covers medical expenses incurred by people above 60 years old. The policy covers a range of medical expenses, including. This optional cover will trigger unlimited times and is available for all subsequent claims. Oriental Bank Mediclaim Policy मेडिक्लेम पॉलिसी की विशेषताएं और लाभ वार्षिक रिन्यूअल किया जा सकता है। कुछ बीमाकर्ता हर 2 या 3 वर्षों में रिन्यूअल ऑफर. Evidently health insurance plans are far superior to mediclaim in terms of breadth of diseases and. How to buy best Health Insurance policy for family in India? **Compare & Buy Health Insurance Plans** - A compl. The Health Shield plan by ICICI Lombard provides coverage options ranging from INR 3 lakh to INR 50 lakh, depending upon the need of the policyholder. Then you will not be able to rent a room which costs you more than Rs. The policyholder of a mediclaim policy is required to renew the policy annually to continue getting coverage. Road ambulance cover. Step 3. Articles - GHI. NEW INDIA FLOATER MEDICLAIM POLICY payable only if the Hospitalisation is for more than 24 hours. NEW INDIA FLOATER MEDICLAIM POLICY THE NEW INDIA ASSURANCE CO. The policy also covers senior citizens and extended family members, allowing people to include their parents and in-laws in the policy. Here is a rundown of the key reasons that increase the health insurance premium at the time of renewal: Age of the Policyholder: If you are unaware, age is a prudent factor that impacts the insurance premium. Such individuals must analyze how cancer insurance will complement their current health policy. 5 lakh* coverage. Best Seller! 5% DIGITAL DISCOUNT Care Supreme. Non-residents are also eligible to claim deduction under Section 80D. Not all mediclaim policies are the same. Best Top-up Health Insurance Plans in India. Husband, wife and kids in one family floater plan of Rs. Instead, get an initial idea of the estimated premium with just a few clicks on the medical. 3478 3 mins. View Plan: Oriental Individual Mediclaim Policy. The calculator simplifies complex policy calculations and improves your policy-buying decisions. 1. Total Premium for all members of the family is Rs. Emergency ambulance expenses. The salient features of the plan are as follows – Inbuilt coverage benefits include inpatient treatments, day-care treatments, pre and post hospitalisation expenses, domiciliary treatments, organ cover, ambulance. With over an 8% year-on-year increase in medicine prices, medical tests, and hospital charges across. It offers financial protection in case of hospitalisation due to illness or an accident. 2. The policy is a type of Super Mediclaim policy and is available for a sum insured ranging from Rs 10 lakh to Rs 2 crore. You can now renew Policies of 120 Products online*. HDFC Life Easy Health. The process of applying for an individual health insurance policy involves the following steps: Log on to the insurance company’s website. Insurance for Everyone Starting at ₹21/day*. With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after. You will be redirected to the premium payment page. Get term life insurance plans starting at Rs. - Family Medicare Policy. A floater policy covering the proposer and his / her family under one Sum Insured under one Policy. 1. 30-July-2023 A family health insurance plan is a type of medical insurance. National Mediclaim Policy. The. Children from 3 months up to 25 years can be covered provided they are financially dependent on the parents and one or both parents are covered simultaneously. Health insurance offers add-ons and top up health insurance policies to enhance the coverage of your base plan such as Bajaj Allianz's Extra Care Plus policy. 2000/-. अपने परिवार के लिए मेडिक्लेम पॉलिसी खरीदना आसान करने के लिए हमे सबसे बढ़िया कम्पनियों के. Downloads - Care Health Insurance. 5 lakh per family per year. Ans: The Care family floater plan is a health insurance plan that provides coverage to the entire family, including self, dependent children, spouse, and parents, in one plan for a single premium. Mediclaim policy covers your hospitalisation expenses while a critical illness policy covers severe illnesses like cancer, strokes, heart attack, and more. 0. Under a mediclaim policy, you do not necessarily need to be hospitalized to receive benefits. It means you can claim the policy only once the waiting period ends. However, besides the policyholder, family plans also offer coverage to the policyholder’s spouse, children, and parents. Any recognised group in existence, such as employer-employee, trade unions, associations etc can purchase a group mediclaim. Sum Insured. The coverage under this is usually restricted to Rs. Family Medicare Policy (UIN:UIIHLIP22070V042122) - Zone I - Including GST : 7: Family Medicare Policy (UIN:UIIHLIP22070V042122) - Zone II - Excluding GST : 8: Family Medicare Policy (UIN:UIIHLIP22070V042122) - Zone II - Including GST : 9: Individual Health Insurance Policy (UIN:UIIHLIP21114V032021) - Zone II - Excluding GST : 10Buy the best senior citizen health insurance policies with up to Rs. Total annual premium = ₹ 6,446, daily premium (6,446/365 = 18 (rounded up)). e. This comprehensive policy covers a wide range of essentials, including the option to add your newly-wed spouse, newborn, or legally adopted child. A separate sum insured for each member is not required, and the premium is paid for a single sum. Sum Insured. Family Floater Mediclaim . Niva Bupa family health insurance plan offers the perfect solution for the well-being of your loved ones. The maternity insurance waiting period ranges from 9 to 24 months, depending on the plan. As we are aware, having a child comes with its own joys and expenses. कर्मचारी राज्य बीमा के नियम (ESI Act Rules in Hindi) : इस Scheme के तहत 21000 या 21000 से कम वेतन पाने वाले लोगों का पंजीकरण अनिवार्य है | इसके अलावा वे लोग जिनकी. Family Mediclaim policy It is the enhanced version of Mediclaim policy in which the sum assured value floats among the family members i. It can be your Mediclaim Policy, Individual Mediclaim policy or a Family Floater Mediclaim policy. office: oriental house, a-25/27, asaf ali road, new delhi-110002 cin no. Mediclaim & Critical Illness Cover . Policy term: 1 Year. 12. Aditya Birla Health Insurance: With 5700+ network hospitals, all plans under Aditya Birla Health Insurance cover LASIK eye surgery. एचडीएफसी ऑप्टिमा. To avail the Floater Sum Insured there should be at least one female adult in the family aged between 18 and 75 years. A floater policy, meaning a family floater plan covers a. With age, senior citizens are likely to develop health issues, which may require immediate or regular medical attention. 2. View Features. Hindi / Health Insurance / Mediclaim Policy; TollFree No. भारत में स्वास्थ्य बीमा योजना की तुलना करें और खरीदें। चिकित्सा बीमा योजनाओं के. The company is also the entity that receives the premium for the policy. Here are a few pointers that you need to know: Frequency of medical. Niva Bupa - Reassure 2. National Insurance National Mediclaim Policy. He must opt for a cover that adequately covers his liabilities and provides for household expenses –an amount that is effectively his ‘human life value’. Section 80D – Deduction in respect of Medical Insurance Premium (Mediclaim) Tax deductions can be availed on individual health insurance or family floater plans. Disease-Specific comes under the situation-oriented types of medical insurance policy that provides you coverage for specific diseases. 2. 00 lac on the date of joining the Mediclaim Policy. With a sum insured ranging from Rs. Star Family Health Optima Plan. While people in their 30s may not need more than INR 10 lakhs as their health cover, older parents may require more. Policy type: Individual. It is applicable if the insured persons under the policy are below the age of 60 years. Customer Helpline. The National Parivar Mediclaim Plus policy is a comprehensive and inclusive health insurance plan that offers coverage for the entire family on a floater sum insured basis. Step 3: Fill in your mobile number along with the received OTP to log in to your account. † Age Analysis of Number of Claims Paid (%) as per IRDAI Annual Report 2021-22. No Claim Bonus (NCB) - No Claim Bonus (NCB) is a reward that you get for not claiming during your policy tenure. Wellness Corner NEW. Mediclaim Policy for retirees of SBI by paying the annual insurance premium from his own sources. Online Discounts – It allows you to avail discount on premiums for buying the policy online. Accident protection policy. If one of your family members uses Rs 3 lakh of the sum insured then only Rs 2 lakh would be left for the rest of the family to use in one policy year. 2. Perfect Blend of Hospitalization and Maternity Insurance. Persons between the age of 18 years and 45 years can take this policy. A Group Health Insurance plan can be extended to provide coverage also to the family of the insured employees including spouse, dependent children and at times dependent parents. Sum insured available for each individual is Rs. Highlights of New India Assurance - Asha Kiran Policy. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. A ₹ 5 lakhs health insurance plan safeguards you and your family against the. National Parivar Mediclaim Policy is not short of benefits. This document explains how the NEW INDIA FLOATER MEDICLAIM. If anyone among you and your spouse is 60 years or above, you get a higher deduction of Rs 50,000. Home / Health Insurance / Kotak Mahindra Health Insurance; TollFree No. Salient Features. This policy covers the hospitalisation expenses of the employee (and an employee’s family in some cases) as per the prescribed limit. Apart from that, it has a number of advantages. Individual Coverage. It is a family health insurance plan that will ensure financial protection against medical ailments for you and your loved ones. Step 3: Choose the city in which you reside. 5,00,000/- Health - Individual Option - ₹ 487, Sum Assured - ₹ 1 Lakh, Policy Term - 3. 50 lakh, this policy ensures that the family members are well-protected and financially secure in the face of medical. Yes, you can cover the entire family under a family health insurance policy. It protects your family savings against hospitalization expenses during emergencies. Health insurance premium provide tax exemption under section 80D of Income Tax Act 1961, this being one of the few meeting points between health insurance and mediclaim. . However, generally, it is between 30 days and 90 days. FAMILY FLOATER MEDICLAIM POLICY THE NEW INDIA ASSURANCE CO. It is an excellent option for anyone wanting to secure their immediate family under one premium. 17 per day. In health insurance, an insured can file claims as long as his/her sum insured isn’t exhausted. Mediclaim policy for family, also called family floater health insurance is a health insurance plan which covers the whole family under one umbrella policy. 18-65 years. ii. certain procedures for the insured persons. Broadly, there are three types of cashless health insurance in India, which are as follows: 1. 30 days waiting period waived off. Step 4. Awaz Health Insurance Scheme. Apart from that, it has a number of advantages. Secure your health with ‘Care’, a comprehensive family health policy by Care Health Insurance, offering cover for over 540 day care treatments. All four people put together can spend a maximum of Rs. This is due to the employees sharing the premium amount. 5lacs, may also opt for Sum Insured of Rs. Pre & Post Hospitalization cover for 30 days & 60 days respectively. 12. Standard T&C Apply. ₹3 Lakhs to ₹60 Lakhs. 5 months. Benefits of a Medical Insurance Policy. Registered office - ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025, India, Tel No. Group Health Insurance is beneficial not only for the employees. The National Parivar Mediclaim Plus policy is a comprehensive and inclusive health insurance plan that offers coverage for the entire family on a floater sum insured basis. The policy can be purchased by anyone who is. 3421 2 mins. National Parivar Mediclaim Plus Policy: 30,000 – No limit: 2 years: 18-45 years: View Plan: New India Assurance Yuva Bharat Health Policy: 25,000 - 1 lakh: 2 years: 18-45 years:. A family floater plan is the cheapest mediclaim policy that you can opt for. Health Insurance Plans - Buy health insurance online in India at an. Why Mediclaim Policy? block and the policy has been continuously Your health is your most valuable asset. *The plans and premiums are for ₹5 Lakh Sum insured for Individual for Delhi city. 44,450/-, when each member is covered separately. New India Mediclaim policy is available to persons between the age of 18 years and 65 years. You can reach out to us on 1800-266-7780. Making a claim for maternity cover is the same as making a claim in your health insurance policy. #1. Every family member benefits from being secured under a floater under a bigger common pool. Family Health Insurance Plan. 6500+. Starting at ₹21/day*. These plans are suitable for. The policy is available only on a family floater sum insured basis. You will find Am I Eligible tab, simply click on it. You can reach out to us on 1800-266-7780. 25 lakhs. Evidently health insurance plans are far superior to mediclaim in terms of breadth of diseases and illnesses covered. Best Cashless Mediclaim Policy in India in Hindi - क्या आप भारत में सबसे अच्छी या सबसे बेस्ट कैशलेस मेडिक्लेम पॉलिसी के बारे में जानना चाहते हैं, तो इस लेख में Best Cashless Mediclaim Policy for family in Hindi के. Outpatient expenses (dental, hearing aid, contact lens & spectacles) Digit Health Care Plus Policy. No room rent restriction. Mediclaim Policy. Step 5: Cross-check. English. Get Quote. With regard to ambulance expenses, the Tata AIG health insurance plans have got you covered. 6 lakh to Rs. HDFC ERGO General Insurance - Buy Insurance Policies Online. 1 Uterine Artery Embolization and HIFU (High intensity focused ultrasound) Upto 20% of Sum Insured subject to Maximum Rs. Having a senior citizen health insurance policy is essential, considering the rising healthcare costs. Dependent Children up to 91 days can be. 1 Lakh - Rs. Get Quote/ Buy New Policy; Know More; Fire - Bharat Griha Raksha Insurance. The Insurer’s name. Care health plan is an indemnity medical insurance policy with sum insured ranging from INR 3 lakhs to 75 lakhs. On positive diagnosis of COVID-19 in a Government authorized diagnostic centre as per terms and conditions. office: oriental house, a-25/27, asaf ali road, new delhi-110002 cin no. Health Cover from 25Lac to 6Cr. Thus, the room rent cap on Mr B's policy is also Rs. For a policy you purchase for yourself, your spouse, or your dependent children, you are eligible for a tax deduction. Coverage for COVID-19 and Alternate treatments. CAN I COVER MY FAMILY MEMBERS IN ONE POLICY? Yes. For separate individual plans for father and mother, premium cost in. Health Plan for Family/Individual. Not exceeding 2. 3. Under a mediclaim plan, a policyholder can file multiple claims until the total amount insured amount is exhausted. The process to apply for health insurance portability is given below: Step 1: Send a portability request to the insurance company you want to switch to at least 45 days before your existing policy is due for renewal. Aditya Birla Mediclaim Policy. Network Hospitals. 50,000 to Rs. Gives coverage against death or permanent total disablement (PTD) due to an accident. फैमिली फ्लोटर हेल्थ इन्शुरन्स कैसे काम करता है - How Does Family Floater Health Insurance Works in Hindi. ₹10 Lakhs to ₹30 Lakhs. Care -Policy Terms & Conditions (effective from 18-July-2023) Group Saral Suraksha Bima - (CHI Personal Accident Product) - Policy Terms & Conditions. In this case, husband, wife and kids can continue to be covered by Religare Care No Claim Super Family floater costing Rs. Provide name, gender, mobile number, date of birth, and residential PIN code. It is applicable if the insured persons under the policy are below the age of 60 years. 5,00,000/-Health - Individual Option - ₹ 487, Sum Assured - ₹ 1 Lakh, Policy Term - 3. ”. Health Insurance For Parents - Mediclaim Policy for Parents. The policy provides coverage for maternity and newborn (from birth) and infertility treatment expenses. Step 3 : Click on continue, select the city and enter the pin code. 44,450/-, when each member is covered separately. 9. सब. Special conditions applicable to Maternity and Child Care Benefit:Go to the Paytm website; on the menu bar, click on more. This guide has been designed for your comfort. Corona Kavach is an indemnity based health insurance policy that covers you for hospitalisation (of at least 24 hours) expenses due to positive diagnosis of COVID-19. Key Features of Mediclaim: Hospitalization Coverage: Mediclaim policies primarily focus on hospitalization expenses, including pre-hospitalization and post-hospitalization costs. Women who plan to start a family in the next few years should opt for a maternity insurance plan as it covers the medical expenses incurred during pregnancy and. Insurance for maternity offers a safety net for expecting mothers and their newborn babies that covers delivery-related expenses during the most joyous phase of life. Whether it is diagnostic, pharmacy or doctor's consultation fees, OPD cover gives you relaxation from the extra financial burden that you may incur other than hospitalization. 5,00,000/-Total Premium for all members of the family is Rs. 2 lakh to 3 crore. 4. अपने परिवार के लिए मेडिक्लेम पॉलिसी खरीदना आसान करने के लिए हमे सबसे बढ़िया कम्पनियों के. com and click on the ‘health insurance’ tab. How To File Medical Insurance Claim Mediclaim Policy In India Know All About Mediclaim मेडिक्लेम: न अटकेगा, न लटकेगा, बस इन बातों का रखना होगा ध्यान The medical services include doctor’s consultations, diagnosis of ailments, minor medical procedures, follow-up visits after discharge from hospital, pharmacy, etc. Sum insured: INR 1 lakh to INR 10 lakhs. Read More. Eligibility : Family comprising of Self, Spouse and Dependent Children Age : Proposer between 18 and 80 years Dependent children between the age of 3 months and 18 years provided either. Pre Hospitalisation expense – expenses incurred. Room Rent Sub Limits With HDFC ERGO, there are no sub-limits on Hospital Room Rents. The sum insured for health insurance plans may vary from Rs 50,000 to up to Rs 6 crore per year. These plans include: Mediclaim Insurance. : 1800-4200-269 फैमिली हेल्थ इंश्योरेंस 1 परिवार के लिए 1 पॉलिसी किफ़ायती कवरेज कैशलेस हॉस्पिटलाइज़ेशन पॉलिसी. A latest Group Accident Guard Insurance Policy has been launched by India Post in combination with TATA AIG for covering a large group of people against accident related hospitalization. 8700+. Let's say you purchase a family floater plan for you and your spouse with a sum insured of INR 8 lakhs. Ayushman Bharat - National Health Protection Mission will have a defined benefit cover of Rs. Before we dive into deductibles, please. 5 Best Health Insurance Plans for Family in India for November 2023. Cumulative Bonus. Star Health and Allied Insurance Co Ltd, is a public listed health insurance company in India. To buy these plans online, you are required to follow the easy steps given below: 1. 0. The process to apply for health insurance portability is given below: Step 1: Send a portability request to the insurance company you want to switch to at least 45 days before your existing policy is due for renewal. READ MORE Common Health Issues Faced by Women Common health issues that women are facing and how better lifestyle, regular screening and medical check-ups can help in. Become An Agent. Commonly known as the refill benefit, it is also available as an add-on cover to your. Given the steady rise in healthcare costs, opting for a higher sum insured is a wise decision. Policy. Aditya Birla Capital Health Insurance offers comprehensive and affordable plans to cover your medical expenses. Sum Insured. 022 6242 6242 Contact Us. 1. The comprehensive health insurance policy, Kotak Health Premier allows a range of inbuilt and optional coverage features for complete protection.